Pet Insurance is Important. Period.

Your (fur)-family is too important to risk their health and well-being, right?


Vet bills are expensive and pet care isn’t something the typical American is actively saving for. Are you prepared?

Thousands of families end up overwhelmed with unexpected pet costs when they first adopt, or due to accidents and illness.

And many families are faced with the painful decision to assess the quality of life for their dog or cat, and can end up compassionately euthanizing their pet.

What if we can ease the stress of unexpected costs, and extend our dog or cat’s quality years by making a simple, smart decision right now?

Pet insurance can substantially decrease or eliminate the need for a monetary cost-benefit analysis on your pet’s health - or even their life.

Pet insurance can help you make health decisions based solely on the available care and the well-being of your pet, rather than money.

Pet insurance is the single BEST way to pro-actively manage risk when it comes to protecting your pet’s health and well-being.


What is Pet Insurance?

If you are asking this question, you’re not alone. Pet insurance isn’t new, but it’s also not common. A staggeringly low 1% of pets in the United States are covered. That’s because many pet guardians don’t yet understand the immense value and peace of mind pet insurance brings to the table.

Basically, by buying coverage, you are mitigating risk. That means you are paying a low monthly premium to an insurance carrier that will carry the risk and the bulk of the costs of veterinary care.

Why Invest in Pet Insurance?

The short answer is, because your beloved pet is worth it. We pay for the things we value. Auto insurance, homeowners insurance, and medical insurance for ourselves and our family are all part of living with a car, a home, and a family.

American pet guardians spent nearly $16 billion on veterinary care in 2016. Pet insurance will offset these expenses for you with reimbursements for medical treatment for your dog or cat in the event of an illness or accident.

An individual can expect to pay nearly two thousand dollars in the first year of adoption if spaying/neutering is needed, vaccinations, and other standard procedures, such as microchipping. After that, the average yearly cost of veterinary services is $200-500 for dogs and cats, depending on where you live, and your dog or cat’s breed. That’s just for routine care.

And veterinary care is only becoming more expensive. There’s new tech, more treatments are becoming available, and better tests are being used. That’s all good news, except for the price tag.

Pet Insurance can substantially diminish annual spending on veterinary tests and treatments.

How Do I Choose the Right Pet Insurance?

Determining the right plan is important, but not difficult.

  • What is their lifestage? A puppy or kitten in need of vaccination series and spaying/neutering? A mid-life pet in need of teeth cleaning and maybe extractions?
  • Does your dog or cat live a life with more possibility of injury, such as an outdoor cat, or an active dog that may come across a raccoon protecting it’s young?
  • Is the breed of your cat or dog at a higher risk of certain genetic conditions, or are they predisposed to certain diseases? Your veterinarian can help answer these questions.

The best pet insurance offers coverage that’s broad enough for whatever care your pet needs — with high enough limits to cushion you in a worst-case scenario.

Insurance is meant to provide many types of coverage, but here are a few to think about:

  • Accidents & Injuries
  • Laboratory Tests
  • X-rays, Ultrasounds, MRI, and CAT scans
  • Surgery
  • Hospitalization
  • Prescribed Medications
  • Tooth Extractions
  • Illnesses, Including Cancer and Allergies
  • Chemotherapy and Radiation Treatments

Healthy Paws Pet Insurance

This top-rated plan boasts stellar customer reviews, and is the only pet insurance company that gives you unlimited lifetime benefits with an annual deductible. All accidents and illnesses are covered, with no restrictions on hereditary and congenital conditions, and no claims limits. Even better, Healthy Paws donates to a homeless pet’s medical care with every quote.

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Pets Best

With this veterinarian-owned pet insurance company, you’ll find customized plans fit to your pet’s needs. Pets Best gives you full hereditary and congenital condition coverage, with no upper age limit. You’ll have easy online claims submissions, fast 5-day claims processing, and free direct deposit reimbursement. You also get access to a 24/7 pet helpline.

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Embrace

Embrace covers a range of services, and you can customize a plan to fit both your pet’s unique needs and your specific budget. Embrace gives you Wellness Rewards; reimbursements for routine care like checkups and grooming. And with Embrace’s Healthy Pet Deductible, your annual deductible goes down $50 every year you don’t receive a claim reimbursement.

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Petplan

Petplan covers everything from accidents to dental treatments, with a wide range of optional coverage, and no exclusions for hereditary and chronic conditions. You’ll get 24/7 customer service, easy online claims filing, and reimbursement within 1-2 weeks.

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Testimonials
Testimonials
EcoEars by Vet Organics fixed our girl's ears in the first couple of days & she was a whole new, happy dog again. THANK YOU Vet Organics!!!*
Nikki Wiedmer
Thank you for the peace of mind that my dog is not in discomfort anymore, thank you for this product being organic and good for our dog's ears, and seriously thank you for giving us an option to help our old pup with a product we can afford.
Melissa Block Demant
I used this product for my Boston last summer. Worked awesome. In 2 days, I've seen a improvement. Within 4 days, the infection was gone. My pit bull started having an issue with his right ear. It was bad. It was so infected. I used EcoEars twice a day and again it worked like magic!! 4 days have passed and you can't even tell he had an ear issue!! I will never use anything else. This stuff is fantastic!! Thank you Vet Organics for such an amazing product!!*
Tina Neupauer
EcoEars is a great product! I used it in my Lacey's ears and we haven't had any problems since.
Bonnie Schweitzer
This stuff really works--after spending money at the vet @ $25 a bottle, it's saving me a lot of money.
José Olivo
*Results may vary based on factors such as age, size and physical condition of your pet.
Vet Organics supplements are manufactured from natural and organic materials known to improve a pet's health regimen and quality of life. If you suspect that your pet may be suffering from a severe medical condition, consult your veterinarian immediately.